Technical debt is a concept in programming that reflects the extra development work that arises when code that is easy to implement in the short run is used instead of applying the best overall solution. Technical debt is commonly associated with extreme programming, especially in the context of refactoring.
via Techopedia.

Software developers have the option to execute new specs in two ways; one is the rash and quick way which makes future changes tough while the other is the smart solution which requires higher time for implementation, but changes can easily be made in the future. But do sponsors need to offer higher costs for a smart and clean feature when the same feature when implemented in a messy way renders similar functionality and prices less! Why do they need to spend money on automated test coverage? Though messy codes without test work good for clients if they render desired business solutions, they may cause an unmanageable code base, which eventually leads to an inflexible software result. An insufficient messy code could lead the complete engineering team to a stand-still position.

Similarities and differences between tech debt and fiscal debt

cunningham_400x400Elite computer programmer, Ward Cunningham – who’s known for developing the first wiki, coined the word Tech Debt in 1992 to state the issue of non-technical stockholders.

Coded with poor quality and no automated test coverage can be compared to fiscal debt. Coding is like fiscal burden which enforces on all the stockholders and not just developers. The principal is the expense of refactoring the code-base, to a better and cleaner design for future changes. The interest is the additional expenses which need to be cleared in the future.

Unlike fiscal debt, you don’t need to pay the tech debt back. Well you need to just rearrange the pieces of code rarely. It also involves considering the occurrence probability i.e. how often will you touch the messy code in the future? Another major different to fiscal debt is that the inventor of the tech debt wouldn’t have to pay back the debt, but it is the manager and developers who bear the cost later.

Speaking about software debt, if you carefully run the tests and standby all the dos and don’ts of the programming, there are lesser chances of making such mistakes. But, if you sacrifice quality to stand first in the market, you’ll have to pay higher than what’s needed.

Strategic Design and Tech Debt

As per Strategic Design, a system can’t hold similar level of quality all through the system. Thus, a team can select to either leave to fate about which system parts have a good and poor quality or to proactively tackle the quality and control it. Messy code is avoided as it is never absolutely perfect and thus you need to spend a lot in refactoring it into a good code.

However, it is not clear that which part of the programming should have goof code and high quality. It is possible that a particular piece of code has a bad design but doesn’t have a bad quality. Technical debt comprises of hidden quality issues which serve more like an iceberg causing the failure of any program once they surface. So, if you undergo any sort of technical debt, then it is better to seek help from the best consolidation loans company. You can even check out for how to consolidate credit cards and make things easy and smooth for you. They render right help and guidance for every software team depending upon their issues and problems.

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