In 2010, when I started as a freelancer – I had no idea how far would it go. This uncertainty was actually not due to the risk of client-management but due to one ultimate problem that every freelancer suffers in the start, “How will I get paid?”.

If you are a freelancer or a blogger who is somehow relying on online payments, you must be having almost the same question. Freelance payment is quite different than other online or offline payments. In it your payments may start from a mere 5 dollars and reach to thousands of dollars. So, there is always a requirement of flexibility in the payment gateway or system you are using. In the start I picked my single & double digit dollar payments using Woocommerce and NEFT. But once it jumped to three digits and forth, PayPal replaced Woocommerce. PayPal, however, has tedious rules and costs a lot of your hard-earned money as commission charges. So, I looked out for PayPal alternatives and found a few that seemed promising.

Of all those alternate payment services Payoneer was the one that was most impressive. With more features and lesser transaction charges, Payoneer seems quite suitable for freelance payments. And, now since they have started focusing on Indian market – I figured the need of writing of a short follow-up.

What is Payoneer?


Payoneer is an US based company that was founded in 2005 and has spanned over 200 countries to provide payment services to business & professionals. The service is commercially designed to be compatible with all companies and major marketplaces like Fiverr, Amazon, Google, UpWork, Getty-Images etc.. With it you can send and receive money to and from almost anywhere using credit cards, bank transfers, online wallets or international checks.  All you need is to sign-up, fill your bank account details and wait for your account to be approved. After than you need to complete a short online process every time you pay or receive.

Work Global, Live Local: What does it mean for Indian users?

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With Payoneer, funds are transferred quickly from companies worldwide to your local bank account in INR at low cost.

The main motto of Work Global, Live Local initiative is to attract Indian freelancers towards Payoneer. Payoneer has evolved their services to include various flexible options for Indian users like INR payments, local bank transfer, lesser transaction fees and speedy procedures to incur a transaction. Payoneer now offers Indian customers a payment service that does not require a prepaid card (a payment require that they offer in US & EU countries). This new service automatically transfers any balance to your local bank account in INR on a daily basis.

Key Features

  • Operates globally, pays locally: Payoneer is a global service that runs on United States & European Union’s payment systems. Which means that the payments are received as US Dollars, Pound Sterling or Euros and then after conversion into Indian Rupees, gets funded into your bank account.
  • Multi-national transaction & local currency support: Payoneer works in over 200 countries with support of more than 50 currencies. So, no matter which country do you belong to – it’s always accessible and helps you get paid.
  • Lower transfer-fees: The transaction charges of Payoneer is almost half to those of PayPal and similar services. This makes Payoneer a cost-effective option.
  • Quick Payment: Funds are available as soon as 2 hours after a transfer and are paid at a daily basis.
  • Support for popular marketplaces: As mentioned earlier, Payoneer supports the top-notch companies and marketplaces to help freelancers get paid easily. The list of supported marketplaces includes, Amazon, newegg, Wish, 99Designs, Fiverr, Airbnb, gettyimages, upwork, Taboola and Google.

In short, Payoneer is the most suitable option for Indian freelancers who want an easy & cheap way to get paid for their work.

Reader's Rating0 Votes
What's good?
Multinational Support
Low Conversion Rates
Responsive Web Portal
Useful Service Theory
What's not?
Reach Issues in India

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