In the past few years, many people abandoned their comfort zones and left their cushioned jobs to try something new. Blogging is one such avenue that people have recently started resorting to. There are different niches that blogs deal with, one of which is personal finance.
Personal finance blogs can help you gain financial freedom. They give people hope that with a bit of discipline, insight, and planning, one can live a peaceful and financially secure life. Only a few active personal finance bloggers existed until a few years back. However, in recent times, this number has grown exponentially, and you will now find many bloggers who regularly produce excellent content on personal finance and provide money management tips to their readers.
In this article, I have compiled a list of the best personal finance blogs that consistently deliver high-quality content on saving, investing, budgeting, and clearing debt. In addition, they will guide you on various aspects of loans, mutual funds, fixed deposits, insurance, taxation, financial planning, etc.
Best Personal Finance Blogs in 2024
Without further ado, here are my picks for the best personal finance blogs in 2024.
Money Saving Expert
Money Saving Expert by Martin Lewis is my favorite and possibly the best personal finance blog right now.
It helps you deal with money differently and helps you save more money by handling finances, investing, and retirement savings. MSE blog regularly publishes ideas and trends in personal finance that are helping people all over the world. Their newsletter is worth subscribing to as well.
Addicted To ROI
Jennifer Beadles is a well-known real estate investor who helps people learn how to use their net operating income (NOI) to get the best return on investment (ROI). On her personal blog, she encourages readers to become investment-savvy.
Her blog posts, which mainly focus on real estate, are well-written and reflect her experience and knowledge in personal finance. The blog members become part of an investment community and gain access to real estate investments. If you want to invest in real estate for a profit, you will likely find Addicted To ROI useful.
Afford Anything is a blog that belongs to Paula Pant. She has more than 60,000 subscribers and offers a free book for download titled Escape. She is a successful and financially independent woman who offers personal finance advice for free. Through her blog, her podcast, and an online community, she allows her target audience to take control of their finances and, in turn, their choices in life.
Anyone seeking a way to become self-reliant, earn passive income and gain sustainable and long-term financial freedom they never thought possible should definitely check out Paula's blog's advice and content.
Average Joe Finances
Average Joe Finances has a simple motto – to help readers gain the financial independence they need to build wealth and control their future. Its owner is Mike, who chronicles his own journey of reaching that goal through real estate investments. He is part of a massive and fast-growing online community known as FIRE (standing for financial independence, retire early).
Like most of its peers, the blog covers budgeting, investing, finances, and real estate. In addition, you will find articles discussing topics such as debt consolidation, tax deferral, and website flipping. Mike also addresses the questions and fears readers have about making necessary changes to gain financial freedom and wealth. It also has a YouTube channel with the same name.
Our own Gaurav Tiwari is an expert on certain topics, including personal finance and budgeting. His articles are well thought out and written with starters in mind. If you are looking for advice on saving and growing your personal wealth, the articles in Personal Finance category can be a great help.
Gaurav Tiwari started writing commentaries and guides on business and finance topics during the 2008 financial crisis and has continued ever since.
The Simple Dollar
Trent Hamm founded The Simple Dollar in 2006 after resolving to get out of debt for good. It is one of the oldest and most popular money blogs on the internet. It features a load of up-to-date information about baking, credit cards, insurance, and loans. Also, it offers plenty of reliable advice on budgeting, paying off debt, and saving based on meticulous data analysis.
The blog’s SimpleScore system makes it easy for you to compare everything from loans to mortgage rates depending on your requirements. It also has contributions from several personal finance experts who have been featured in notable editorials such as the New York Times, Business Insider, Forbes, TIME, etc.
Good Financial Cents
Jeff Rose launched Good Financial Cents back in 2008. Unlike most other personal finance bloggers on this list, he is a Certified Financial Planner. He also owns a YouTube channel and has written a book titled Soldier of Finance.
Good Financial Cents offers plenty of helpful information about budgeting, building wealth, paying off debt, and savings. It gives you reliable financial advice regardless of where you are in your financial journey. Its content is read and shared by millions of readers and widely referenced in the media.
Jeff creates most of the posts himself and also puts up articles by other leading personal finance writers.
Budgets Are Sexy
Budgets Are Sexy is one of the most profitable and successful blogs today. It covers various topics related to banking, insurance, investing, and saving. It’s a great read and acts as a template for readers wanting to set and achieve personal financial goals.
In addition, the owner provides regular updates on his net worth changes, along with free tools and templates you can use for your finances. You will also receive tips on saving money, retiring early, and inspirational guest posts from other bloggers. As long as you don’t mind the lack of a filter, Budgets Are Sexy is a dynamic blog with a lot of helpful information.
Champagne and Capital Gains
Champagne and Capital Gains is owned by a young lady who wants to remain anonymous. An attorney by profession, she wishes to keep her blogging profile separate from her professional career. Therefore, her blog is mainly intended for young professionals who, to put it eloquently, want to live a champagne lifestyle on a beer budget.
The blog posts are informative, entertaining, and helpful to readers who want to manage their finances well instead of being bogged down by them. The author opens up about her personal finances in the blog, allowing visitors to learn from her.
Dollar Sprout is a popular and successful blog that has been around for a while. It gives the reader a detailed overview of handling their finances, growing their wealth, and achieving their financial goals and independence.
Anyone who wishes to start working from home or make a few extra bucks on the side will find plenty of helpful information and ideas over here. If you are interested in investing, you should check out the blog posts on investment apps, real estate investing, and stock market trading.
Dollar Sprout covers eight main topics – career, investing, side hustles, jobs, freelancing, passive income, money apps, and online business.
Early Retirement Earl
This blog’s owner, Earl, is in his mid-40s and a father of three. Tired of living with the consequences of his earlier irresponsible financial choices, he decided to take the reins of his future into his own hands. And that’s how Early Retirement Earl came into existence.
Although Earl still works full-time, he is dedicated to early retirement, and his blog helps keep him accountable while simultaneously helping others in his situation. On the blog, Earl discusses his journey to FIRE and shares the valuable information he discovers and applies. His motto is: “quit the rat race and retire early.”
Family Money Adventure
Kevin, the creator of Family Money Adventure, is a professional freelancer specializing in finance writing. On the blog, he focuses on sharing his expertise regarding money and life lessons. He covers topics such as student loans, careers, debt, credit card and bank reviews, taxes, travel, and homeownership.
If you aim to build an active family life with functioning finances, look no further than this blog. Authentic, transparent, and relevant, it is of great help to families that want more than just financial security out of life.
My Money Blog
My Money Blog is the personal finance blog of Jonathan, who has 16 years of experience sharing information about money. It offers excellent advice on savings, deals, and practical applications. You will certainly see good results if you sincerely follow these tips and recommendations.
Jonathan has neatly divided the blog’s content into four main categories – Spend, Earn, Invest, and Retire. Each of these categories contains a wealth of practical information. The blog covers everything you need to know to cut corners and make savings – from the best savings accounts and rates to the best credit card bonus offers.
Frugalwoods is owned by a family that believes in financial Independence and simple living. Unlike many personal finance blogs that focus on investing and growing your money, it has more content on frugal living – changing your mindset from consumerism to simplicity.
As the blog is set in the country, it will appeal to readers who want to become financially independent away from the city. The authors strive to demystify personal finance and discuss monthly expense reports, retirement, and real estate. In addition, they have provided case studies to show how to live on a small salary in a high-cost-of-living city. Also, the blog has posts on lifestyle and sustainability.
Stocks And Coffee
With an appealing block format and easy-to-read categories, Stocks And Coffee aims to make the reader serious about money. Its founder, Duncan Maxfield, holds a Bachelor’s degree in Accounting and has experienced several successful years of trading. On the blog, he provides an investment and trading course named Investment Brilliance.
The blog features clear and concise content in the form of guides, regular articles, and how-to posts, mainly on personal finances and investing. It also focuses on self-development and the psychological aspect of saving and investing.
Mental Health and Wealth
Melanie Lockhart is one of the most famous names in the personal finance blogging world. Like many others, she faced student loan debt and the mental anguish that comes with it. She decided to speak out about it and currently earns a living from her personal finance blog and podcast of the same name.
Although she does not claim to be a mental health care practitioner, she strives to help people dealing with depression and suicidal thoughts due to debts. With her blog and podcast, she aims to spread awareness about the devastating effects of debt on mental health.
Millennial Money is an excellent blog for millennials struggling to navigate the world of adulting. It features a balanced mix of posts that show readers how to keep their emotional, financial, and psychological goals in sync.
Best Wallet Hacks
Best Wallet Hacks provides strategies for getting ahead financially and in life. Its founder, Jim Wang, has put together a fantastic team of contributors that lends much to the credibility and transparency of the blog. As a result, you can be assured that all the information you find there will be accurate, helpful, and well-researched.
Jim has worked hard on the blog’s content and provides sound financial advice in all areas. So whether you need to get rid of student loan debt or want to choose the best value bank accounts and credit card offers, you will find this blog helpful.
The Penny Hoarder
The Penny Hoarder has been going strong for more than ten years now. It is one of the most popular and successful finance blogs today, with 1.2 million email subscribers and between 12-17 million monthly readers. It is an independent publication that has been self-funded since its creation.
The finance guru behind this fantastic blog is Kyle Taylor. His goal is to help people worry less about money and focus on enjoying life. He covers everything that one expects from a quality personal finance blog. The blog posts have a strong journalistic bent and combine reliable financial advice and education with creative storytelling.
Mr. Money Mustache
Pete Adeney is a veteran personal finance blogger who offers excellent advice and anecdotes on his blog. He retired with his wife at 30 and founded Mr. Money Mustache six years later. Since then, he has gained several loyal followers who refer to themselves as Mustachians.
The blog features details of his story and plenty of topics dedicated to financial independence. Its content is mainly focused on stock market index funds. Also, you can gain insights and ask questions on the blog’s active forum. Pete has even developed a Mr. Money Mustache mobile app for giving readers easy online and offline access to his content.
The Fioneers is a relatively new personal finance blog launched in 2018 by married couple Jess and Corey. They coined the term to describe their innovative approach toward financial independence. The blog documents their inspiring journey toward their goal. Instead of adopting a highly frugal lifestyle, Jess and Corey choose to live by the following motto – "the journey should be remarkable as the destination."
Along with teaching financial concepts, the couple has also worked on the famous "Slow Fi" series. Together, they aim to achieve financial freedom incrementally instead of saving every penny for the future.
Elyssa Kirkham, a financial writer, created Brave Saver to help people face their financial fears and pursue a better life. She uses her blog to show readers how to look at money from a holistic perspective.
The blog presents a refreshing take on finances and encourages readers to practice daily money management. Rather than providing unrealistic "easy" tips, it focuses on showing real-life money management in a messy world. As a result, it is an excellent read for everyone who wishes to understand the financial "why" instead of just the "how.”
You can learn foundational financial principles and start viewing money differently by reading personal finance blogs. I hope this article helps you gain the necessary knowledge to guide and encourage you along your journey to financial independence.