Best Mutual Funds in India
Choosing the best mutual funds in India requires understanding fund types, risk profiles, and your own financial goals. I've researched the mutual fund landscape extensively to help investors navigate the…
Personal Finance
Personal finance is defined as a phrase used to refer to those aspects of the financial world that are likely to be of interest and concern to individuals.
5 Reasons Why People Face Debt Problems (and How to Avoid Them?)
Debt problems don't happen overnight. They build up gradually from lifestyle inflation, emergency expenses, poor planning, easy credit access, and lack of financial literacy. I've seen these five patterns destroy…
Protect Your Business Income: A Practical Guide for Entrepreneurs
Most businesses don't fail because the idea was bad. They fail because income stopped flowing and there was no backup plan. I've seen this happen to clients who were doing…
The Most Important Investment You Can Make (And you can do it for free!)
The most important investment you can make is in yourself, and it costs nothing. Reading books, taking free courses, building skills, and expanding your network are all free investments that…
Understanding Stock Market Basics for Beginners
The stock market can feel intimidating for beginners, but it's not as complicated as Wall Street wants you to think. Understanding the basic types of trading like day trading, swing…
Student Loans: 6 Facts You Must Know Before Taking Them
Two out of three students graduate with loan debt. That's a reality, and understanding how student loans work before borrowing is crucial. I cover six essential facts: interest accrual during…
How to Rebalance Your Investment Portfolio?
Portfolio rebalancing is like tightrope walking for investors. Get it right, and your investments stay aligned with your risk tolerance and goals. Neglect it, and market movements can leave you…
Best Android Apps to Manage Personal Finance
Managing personal finances starts with tracking where your money goes. The right Android app makes this painless. I review the best personal finance apps for Android: budget tracking, expense categorization,…
Zerodha Margin Calculator — The Beginner’s Guide to Trading with Zerodha
Zerodha leads the Indian discount brokerage market, and their margin calculator is one of the simplest tools for understanding trading leverage. I explain how the Zerodha margin calculator works, how…
Can Adults Get Financial Aid for Continuing Education?
Financial aid isn't just for recent high school graduates. Adults returning to education have access to grants, scholarships, employer tuition programs, and federal aid. I explain the financial aid options…
5 Finance Steps to Help You Get Your Life Together
Financial discipline isn't about earning more. It's about managing what you have. If you're not living paycheck-to-paycheck but still struggling at month's end, the problem is your spending habits. I…
Simple Ways to Teach Yourself Personal Finance
Personal finance is probably the most important life skill nobody wants to learn. But ignoring it doesn't make the bills go away. I share simple, practical ways to teach yourself…