Personal Finance

How to Pay Off Your Loans Using a Credit Card?

Did you know that you can pay off your loans using a Credit Card? Here’s how. Can you imagine a life without credit cards? It would mean no online shopping, carrying wads of cash on your vacations and ensuring that you always have money in your wallet. Millennials will find

Best Options in Cash Management Systems

An efficient cash management system is essential for financial institutions due to a number of reasons. Most importantly, cash management helps increase profits and cut out all unnecessary expenditures.  ATM deployers often find themselves in a bind, trying to juggle the two important aspects of cutting down costs and ensuring

Best Mutual Funds in India

With the wide range of mutual fund schemes available in the national market today, it has become increasingly difficult to ascertain which of them is the best to invest in. If you have been inquiring about the best mutual funds in India from your colleagues or friends or searching online

Living through a recession or trying to make ends meet is a difficult task. Inevitably, some of us will struggle managing personal finances from time to time. But this doesn’t mean that we can fall into debt problems without a fight. When there is a cash crunch, many of us

How to Protect Your Business Income in Slowdowns?

Due to COVID-19, global economic conditions are very poor and almost every country has faced an economic slowdown, including the United States, the United Kingdom and India. Though the recovery has started, it is quite slow and will take years to recover. So, in these troublesome times, one of the

“You have to spend money to make money.” I’ve heard that for a long time, and you probably have too. But a lot of people think that investing is just putting your money in real estate or the stock market… Maybe Blackjack if you’re an MIT student who can count

There has been an exponential rise in the number of people interested in stock market trading in the past few decades. Stocks are now seen as financial instruments that can be used to build wealth. The image of stock trading has changed from ‘toys of rich’ to average man’s “tool

2 out of 3 students graduate with a loan in hand due to their bad financial condition. Don’t worry! Borrowing student loans is quite common in the United States and where 5% of them carried a burden of $100,000, 65% with $25,000 and 36% of them with $10,000 on average.

How to Rebalance Your Investment Portfolio?

Investors are a lot like tightrope walkers. If the high risks pay off, then there is a lot there to admire and the reaction is an impressive one. However, if the executor is poorly trained the injuries can be very damaging. The key skill for these two daredevils to master

Keeping track of your cash flow is an essential part of managing your personal finance successfully. But managing money is a hard task. At times it can be overwhelming.  If you find it challenging to balance a checkbook or keep your finances in order, then personal finance apps can be

Along with the various other merits, Zerodha leads as a stockbroker due to Zerodha margin calculator which is the simplest to use margin calculator among its competitors and allows the discount brokers to compute the amount of funds they need to maintain in their trading account. Assuming that you are

When you think about education and financial aid, you might think primarily about students who are graduating high school and heading to college. They can apply for federal financial, scholarships, and grants. What if you’re an adult who’s heading back to school to advance your career, learn a particular skill

5 Finance Steps to Help You Get Your Life Together

When you don’t have to live paycheck-to-paycheck, and yet cannot seem to stop struggling at the end of the month, the only culprit involved is you. Specifically, it is your spending habits and penchant to live beyond your means that is hurting you in more ways than one. If you

Let’s be honest, personal finances are probably one of the most important aspects of adult life, but it is the absolute last thing people ever want to discuss. As financial planning and other “adult” concepts are rapidly leaving the education system, more and more young adults are entering into the