Debt

If you own a business, you may need to apply for business loans at some point of time. While loans are somewhat necessary for business growth, taking loans with the wrong intent can make your business fail and can get you into a vicious debt cycle. In this article, I have noted and explained 5 important factors to consider when applying for business loans. Lend only

How to Achieve Financial Freedom?

Many people dream of achieving financial freedom. Being free of all loans, debts and burdens. But as the time passes, people get loaded with more and more of these financial burdens. So is there a way financial freedom can be achieved? Yes. To achieve financial freedom you must follow a set of rules and constrain yourself in these rules. In this article I will share with

How to Pay Off Your Loans Using a Credit Card?

Did you know that you can pay off your loans using a Credit Card? Here’s how. Can you imagine a life without credit cards? It would mean no online shopping, carrying wads of cash on your vacations and ensuring that you always have money in your wallet. Millennials will find it hard to imagine such a life. Credit cards have become a must-have for this generation

Living through a recession or trying to make ends meet is a difficult task. Inevitably, some of us will struggle managing personal finances from time to time. But this doesn’t mean that we can fall into debt problems without a fight. When there is a cash crunch, many of us will borrow from friends or family or use saved up cash to deal with money problems,

Simple Ways to Teach Yourself Personal Finance

Let’s be honest, personal finances are probably one of the most important aspects of adult life, but it is the absolute last thing people ever want to discuss. As financial planning and other “adult” concepts are rapidly leaving the education system, more and more young adults are entering into the real world with no real idea how to plan for their financial future. From taxes to

College education is expensive. Eye-wateringly expensive. Although getting a degree and having the privilege of tossing your hat in the air in a fancy cap and gown comes with such a high price tag, it is considered necessary if you are to secure a job in today’s competitive economy. It is predicted that in USA alone – the average college graduate has at least $30,000 of debt

Technical Debts: Everything you need to know!

Software developers have the option to execute new specs in two ways; one is the rash and quick way which makes future changes tough while the other is the smart solution which requires higher time for implementation, but changes can easily be made in the future. But do sponsors need to offer higher costs for a smart and clean feature when the same feature when implemented

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