Personal Finance

Being that our modern economic and financial systems almost completely relies on tech, it’s no surprise that technological advancements have spurred innovations in all sub-sectors of the financial industry.  Most notably, lending and credit sectors have seen major changes in the past decade with almost all loan decisions being made by algorithms & machine learning rather than humans. In last couple of years, some of the

Have you been eyeing that one hot tub for months? Or maybe years? Do you constantly imagine how it would feel to finally take it home? In that case, you’re in the right place! Find out how to get the hot tub of your dreams in this short but information-packed article.  Why a Hot Tub? In the current economic situation, hot tubs are considered to be

A few years ago, it was unthinkable that a person could get an online personal loan because entering personal financial details form on a website was considered extremely risky. Today, however with the advancement in technology, encryption, financial regulation, licensing, and cybersecurity is it considered very safe for people to apply for personal loans from a reputable online lender.  What is an Online Personal Loan?  With

Are you ready to start trading stocks but are unsure of the first steps to take? If yes, then you’re in just the right place. The stock market is a path that can potentially lead you to gain immense profits. However, the peril of volatility is omnipresent along this path as well. As a trader or investor, you can witness both ups and downs throughout this

Over the past few years, smartphones and the world of mobile devices have taken over the planet. For a lot of people, there is no need to own a computer or a laptop anymore, when the device in your hand is capable of doing so much.  Combining this mobile device growth with the ever evolving business industries means your business not only has to be very

A financial consultant is basically a kind of financial advisor who carries out an audit of your present financial position and comes up with an informed strategy to help you plan out how to achieve your objectives in both the near and distant future. They work in close association with their clients to help them understand all the essential facts about their assets, and what they

Many people dream of achieving financial freedom. Being free of all loans, debts and burdens. But as the time passes, people get loaded with more and more of these financial burdens. So is there a way financial freedom can be achieved? Yes. To achieve financial freedom you must follow a set of rules and constrain yourself in these rules. In this article I will share with

Did you know that you can pay off your loans using a Credit Card? Here’s how. Can you imagine a life without credit cards? It would mean no online shopping, carrying wads of cash on your vacations and ensuring that you always have money in your wallet. Millennials will find it hard to imagine such a life. Credit cards have become a must-have for this generation

An efficient cash management system is essential for financial institutions due to a number of reasons. Most importantly, cash management helps increase profits and cut out all unnecessary expenditures.  ATM deployers often find themselves in a bind, trying to juggle the two important aspects of cutting down costs and ensuring cash availability. Cash management solutions help find the right balance between the two sides, and promote

With the wide range of mutual fund schemes available in the national market today, it has become increasingly difficult to ascertain which of them is the best to invest in. If you have been inquiring about the best mutual funds in India from your colleagues or friends or searching online about the same, then this article could be just what you are looking for. New mutual

Living through a recession or trying to make ends meet is a difficult task. Inevitably, some of us will struggle managing personal finances from time to time. But this doesn’t mean that we can fall into debt problems without a fight. When there is a cash crunch, many of us will borrow from friends or family or use saved up cash to deal with money problems,

Due to COVID-19, global economic conditions are very poor and almost every country has faced an economic slowdown, including the United States, the United Kingdom and India. Though the recovery has started, it is quite slow and will take years to recover. So, in these troublesome times, one of the key questions that every business owner is asking — “how to protect our business income?” Though

“You have to spend money to make money.” I’ve heard that for a long time, and you probably have too. But a lot of people think that investing is just putting your money in real estate or the stock market… Maybe Blackjack if you’re an MIT student who can count cards. But these conventional ways of investing won’t get you far if you don’t have any

There has been an exponential rise in the number of people interested in stock market trading in the past few decades. Stocks are now seen as financial instruments that can be used to build wealth. The image of stock trading has changed from ‘toys of rich’ to average man’s “tool for building wealth.” Before a person starts investing in stocks it is necessary for him to

2 out of 3 students graduate with a loan in hand due to their bad financial condition. Don’t worry! Borrowing student loans is quite common in the United States and where 5% of them carried a burden of $100,000, 65% with $25,000 and 36% of them with $10,000 on average. It is best to plan for college while still in high school since more time is

Investors are a lot like tightrope walkers. If the high risks pay off, then there is a lot there to admire and the reaction is an impressive one. However, if the executor is poorly trained the injuries can be very damaging. The key skill for these two daredevils to master and finesse is balance. In this article I will discuss how and when to rebalance your investment

Keeping track of your cash flow is an essential part of managing your personal finance successfully. But managing money is a hard task. At times it can be overwhelming.  If you find it challenging to balance a checkbook or keep your finances in order, then personal finance apps can be the right solution. These apps can connect with your bank account and help you manage your

Along with the various other merits, Zerodha leads as a stockbroker due to Zerodha margin calculator which is the simplest to use margin calculator among its competitors and allows the discount brokers to compute the amount of funds they need to maintain in their trading account. Assuming that you are familiar with the concept of a margin calculator which can help you to boost your profits