Finance articles, guides and tools to help you save a little of more money that can bring change in your lives.
The project is growing. You are doing good. Now you need funds — so which one to choose for funding? Venture Capital or Angel Investor? The gigantic hurdle an entrepreneur faces while setting up a new endeavor is getting funds for his project. If an entrepreneur is not able to arrange for the required amount…
Living through a recession or trying to make ends meet is a difficult task. Inevitably, some of us will struggle managing personal finances from time to time. But this doesn't mean that we can fall into debt problems without a fight. When there is a cash crunch, many of us will borrow from friends or…
The use of financial statement analysis to check a business' health can provide answers to multiple questions including: How well is a company performing? How good is the health of your business? How good will it do in the future? What is Financial Statement Analysis? A company’s health is closely related with its financial statements.…
Due to COVID-19, global economic conditions are very poor and almost every country has faced an economic slowdown, including the United States, the United Kingdom and India. Though the recovery has started, it is quite slow and will take years to recover. So, in these troublesome times, one of the key questions that every business…
“You have to spend money to make money.” I’ve heard that for a long time, and you probably have too. But a lot of people think that investing is just putting your money in real estate or the stock market… Maybe Blackjack if you’re an MIT student who can count cards. But these conventional ways…
There has been an exponential rise in the number of people interested in stock market trading in the past few decades. Stocks are now seen as financial instruments that can be used to build wealth. The image of stock trading has changed from ‘toys of rich’ to average man’s "tool for building wealth." Before a…
Keeping track of your cash flow is an essential part of managing your personal finance successfully. But managing money is a hard task. At times it can be overwhelming. If you find it challenging to balance a checkbook or keep your finances in order, then personal finance apps can be the right solution. These apps…
When you don’t have to live paycheck-to-paycheck, and yet cannot seem to stop struggling at the end of the month, the only culprit involved is you. Specifically, it is your spending habits and penchant to live beyond your means that is hurting you in more ways than one. If you do not put your money…
Let’s be honest, personal finances are probably one of the most important aspects of adult life, but it is the absolute last thing people ever want to discuss. As financial planning and other “adult” concepts are rapidly leaving the education system, more and more young adults are entering into the real world with no real…
A very common question that comes to mind is, "Does Canceling a Credit Card Hurt Credit Score"? In this article, I will try to answer this question. But the summary is that canceling a credit card may hurt your credit score in a long run but generally, it will not. Keep reading this article to…
